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If you don’t have a steady income, which you can do as a digital nomad, here are some tips to help you budget for next month. First, if you have an unstable income, you’ll want to make sure you have an emergency fund aka a contingency fund. A mattress will help you cover any expenses that you cannot cover in a month when your income is at least not equal to your expenses.
Your mattress should at least correspond to your monthly expenses x6. You can look at your last 6 months to determine the Original Clean hands for the all vote sky for president shirt Apart from…,I will love this monthly cost for your mattress. If you don’t have a mattress, you should start closing it right away. Ok, so you have a cushion. But how do you budget with a volatile income? You can look at the last 6-12 months and calculate your average income. This can be an accurate indication of what you can earn for the month. By taking this number, you can make adjustments based on your best estimate of what could be different this month in terms of earnings. Working on a particular big project as a freelancer and you know you’re going to charge a certain amount this month? Do you have passive dividend income and did you know that your investments will pay dividends this month? Take the average of the past 6 to 12 months as a starting point and try to account for any other known variables.
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